TL;DR

  • HPD’s own lottery file shows who new units are priced for. Of the 23,820 units advertised in the 591 Housing Connect lotteries that opened from September 2024 through August 2026, 37 percent carried an income limit in the middle-income band (121 to 165 percent of AMI, up to $196,020 for one person) and 2.6 percent in the band at 30 percent of AMI or below. Fewer than 5 percent had three or more bedrooms. Our tables and the download are in the second section.
  • Housing Connect is HPD’s centralized lottery portal at housingconnect.nyc.gov for new income-restricted apartments produced by 421-a legacy, 485-x (the April 2024 successor), MIH, inclusionary, LIHTC, HOME, and HDC-financed programs. NYCHA, Mitchell-Lama and the private market each run through their own channels.
  • 2024 citywide aggregate: 6 million applications for ~10,000 units across ~300 buildings. That is a 0.2 percent citywide selection probability per applicant per application. Average per development: ~16,000 applicants per building.
  • The community preference share is 20 percent. Settled in Noel v. City of New York (January 22, 2024, effective late April 2024), down from 50 percent, and HPD’s file shows the switch: 201 of the 202 lotteries opened since May 2024 that record the share list 20 percent. Steps down to 15 percent on May 1, 2029.
  • The 2026 AMI chart (HPD): 100 percent AMI is $118,800 for one person, $152,700 for three, $169,600 for four. 80 percent AMI is $95,040 for one and $135,680 for four.
  • The documentation stage rejects ~77 percent of called applicants per NYU Furman Center, April 2026. About half never engage meaningfully; about a quarter engage and are rejected at a median 29 days.
  • HPD Commissioner Dina Levy was appointed early January 2026 (announced January 5). The Mamdani administration’s SPEED initiative (announced May 22, 2026) targets a lottery window of 21 days (from 60) and an application-to-approval time under 100 days (from 142) by end of 2026.

Most New Yorkers searching for affordable housing in 2026 land at one of three places: a NYCHA waitlist that NYCHA paused new Section 8 voucher issuance from on August 1, 2025; a Mitchell-Lama waitlist that is per-development and frozen at most buildings; or Housing Connect at housingconnect.nyc.gov. Of those three, Housing Connect is the only realistic near-term path for most income-qualified applicants. It’s also the one 6 million people applied to in 2024 to fill about 10,000 units.

HPD publishes a record of every lottery it has advertised on Housing Connect since July 2020, and we counted every unit in it. The largest block of new lottery apartments went to middle-income households: 8,883 of the 23,820 units advertised in the two years through August 2026 carried income limits between 121 and 165 percent of AMI, which for one person means ceilings between about $144,000 and $196,020. If you earn in that range and assumed the lottery was for someone else, that band is the reason to apply. A household that needs three bedrooms had 1,139 units to compete for across the whole city in those two years.

This guide walks the lottery data, the qualification math, the random log number mechanic, the post-Noel preference structure, the documentation stage that sinks most called applicants, and the 485-x supply pipeline through 2034. For the broader seven-regime architecture (NYCHA, Section 8, Mitchell-Lama, rent stabilization, Good Cause, market-rate, supportive), the parent NYC housing guide is the map. This page picks up at the lottery.


What Housing Connect Is and What It Isn’t

Housing Connect is the NYC Department of Housing Preservation and Development’s centralized lottery portal for new income-restricted apartments produced by NYC’s affordable-housing programs. HPD launched it in 2013 and rebuilt it as Housing Connect 2.0 in 2020. The portal aggregates listings from 421-a legacy projects (the program sunset in April 2024 but the pipeline runs for years), the 485-x successor program (April 2024 onward), Mandatory Inclusionary Housing under the December 2024 City of Yes for Housing Opportunity expansion, voluntary inclusionary projects, LIHTC and HOME federally funded buildings, NYC Housing Development Corporation (HDC) financed projects, and supportive housing programs.

The operational architecture has two layers. HPD operates the portal, sets program rules, and supervises managing agents. Each building’s developer contracts with a managing agent who runs day-to-day lottery operations: calling applicants, collecting documentation, signing leases. The documentation review happens at the managing agent. HPD audits; the managing agent is the operational counterparty when you’re called.

Four systems people confuse with Housing Connect, each with its own front door:

If you don’t qualify for Housing Connect, the NYC housing guide routes you to the regime that actually does.


What HPD’s Lottery Records Show: 1,741 Lotteries Since July 2020

HPD publishes two files on NYC Open Data that record every lottery advertised on Housing Connect since July 2020, one with a row per lottery and one with a row per building. We pulled both in full on September 25, 2026 (HPD last updated both on September 7, 2026) and counted every unit by income band, bedroom count, borough, neighborhood and set-aside. The files hold 1,741 lotteries and 64,340 units, from lotteries that opened July 30, 2020 through September 3, 2026.

Three limits on what the files say. They count units advertised when a lottery opened, which is a different number from leases signed. HPD leaves out mini-lotteries (re-rentals of vacant units) and Mitchell-Lama waitlist lotteries. And no row carries an application count, so the odds figures elsewhere on this page come from HPD officials and the Furman Center, never from these files.

Download the data: one row per lottery, CSV (1,741 rows, 214 KB) and every aggregate on this page, JSON (12 KB). Free to reuse with a link back to this page.

Who the units are priced for

Every unit in HPD’s file carries an income limit, and HPD sorts those limits into six bands. Here are the last two years of supply.

Income band (HPD)UnitsShare of unitsTop of band, 1 personTop of band, 3 people
Extremely low, 0-30% AMI6142.6%$35,640$45,810
Very low, 31-50% AMI3,87816.3%$59,400$76,350
Low, 51-80% AMI8,25734.7%$95,040$122,160
Moderate, 81-120% AMI2,1288.9%$142,560$183,240
Middle, 121-165% AMI8,88337.3%$196,020$251,955
Above 165% AMI600.3%above $196,020above $251,955
All bands23,820100%

Units in the 591 Housing Connect lotteries that opened September 1, 2024 through August 31, 2026, counted in the HPD band their income limit falls in. Dollar figures are the top of each band on HPD’s 2026 AMI chart. Sources: HPD, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), NYC Open Data, pulled September 25, 2026; HPD Area Median Income, 2026 chart.

The middle band is the largest single block of new lottery housing in the city: 8,883 units, more than the two lowest bands, up to 50 percent of AMI, combined (4,492). Just over half of all units, 53.5 percent, carried a limit at or below 80 percent of AMI. The thinnest band outside the two extremes sits in between: a single earner making roughly $96,000 to $142,560 lands in the moderate band, which got 2,128 units in two years. Across the full file since July 2020 the split is almost the same, 53.0 percent at or below 80 percent of AMI and 38.4 percent in the middle band.

The file records the ceiling of each unit’s band and leaves out the floor. Every lottery also posts a minimum income, and the listing page is where you find it.

Year by year

YearLotteriesUnitsMedian units per lotteryShare at or below 80% AMIShare at 121-165% AMI
2020 (from July 30)1092,463741.1%49.5%
20212789,611750.5%37.4%
20222629,6421051.3%41.7%
202327811,0331357.8%35.6%
202432512,0961449.6%41.2%
202530613,6811652.2%39.4%
2026 (through Sept. 3)1835,8141264.4%27.5%

Lotteries by the year they opened for applications. Source: HPD, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), NYC Open Data, pulled September 25, 2026.

2025 was the biggest year in the file, with 13,681 units in 306 lotteries. The file counts 12,096 units in lotteries that opened in 2024. The “about 10,000 units” HPD officials gave QNS for 2024 is a rounder figure on a basis they did not spell out, and we could not reconcile the two. The 2026 lotteries so far lean lower-income, with 64.4 percent of units at or below 80 percent of AMI, but that is eight months of one pipeline.

Most lotteries are small, and most units sit in the big ones. In the two years through August 2026 the median lottery had 16 units, and 231 of the 591 lotteries (39.1 percent) had 10 or fewer. The 59 lotteries with 100 or more units carried 50.3 percent of all units.

Bedroom sizes

Housing Connect Units by Bedroom Count (Sept. 2024 to Aug. 2026)

Share of 23,820 units advertised in 591 lotteries

Studio
21.6%
1 BR
44.2%
2 BR
29.4%
3 BR
4.5%
4+ BR
0.3%

Source: HPD, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), NYC Open Data, data.cityofnewyork.us/d/vy5i-a666, pulled September 25, 2026. Studio 5,136 units; 1 BR 10,532; 2 BR 7,013; 3 BR 1,076; 4+ BR 63.

Studios and one-bedrooms were 65.8 percent of the units (15,668). Three-bedroom and larger apartments were 4.8 percent: 1,139 units across the five boroughs in two years, 63 of them with four or more bedrooms. A family of five or six applying through Housing Connect is competing for the smallest slice of the supply.

Where the units are

BoroughLotteriesUnitsShare of unitsShare at or below 80% AMI
Brooklyn2459,31239.1%47.0%
Queens1115,58523.4%41.5%
Bronx1574,65119.5%77.2%
Manhattan754,22817.7%57.7%
Staten Island3440.2%54.5%

Lotteries that opened September 1, 2024 through August 31, 2026. Source: HPD, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), NYC Open Data, pulled September 25, 2026.

The income mix changes by borough. In the Bronx, 77.2 percent of lottery units carried a limit at or below 80 percent of AMI; in Queens it was 41.5 percent and in Brooklyn 47.0 percent. Brooklyn and Queens together held 77.4 percent of the middle-band units (4,096 and 2,776 of 8,883), so a middle-income applicant should expect most of that supply there. Staten Island produced three lotteries and 44 units in two years.

Neighborhood (2020 NTA)BoroughUnitsLotteries
Fort GreeneBrooklyn1,29915
Carroll Gardens-Cobble Hill-Gowanus-Red HookBrooklyn1,16220
Long Island City-Hunters PointQueens1,02610
InwoodManhattan8715
Flushing-Willets PointQueens7502
GreenpointBrooklyn65314
JamaicaQueens58112
Financial District-Battery Park CityManhattan5483
Far Rockaway-BayswaterQueens5155
Bedford-Stuyvesant (West)Brooklyn50717

The ten neighborhoods with the most lottery units in lotteries that opened September 1, 2024 through August 31, 2026, by building address. Sources: HPD, Advertised Lotteries on Housing Connect By Building (nibs-na6y), joined to NYC Planning’s 2020 Neighborhood Tabulation Areas (9nt8-h7nd), NYC Open Data, pulled September 25, 2026.

If you already live in the community district around one of these neighborhoods, the 20 percent community preference puts you in the smaller pool for lotteries there. Some of these totals come from a handful of big buildings: Flushing-Willets Point’s 750 units came from two lotteries and Inwood’s 871 from five.

Set-asides, as HPD recorded them

HPD’s file records set-aside shares for a minority of lotteries. 1,329 of the 1,741 lotteries (76.3 percent) leave the community preference field blank; they are mostly small, with a median of 7 units, and hold 47.3 percent of all units. Where a share is recorded, it matches the rules described in the next sections.

Set-asideLotteries recording itMost common share
Community district residents, lotteries opened before May 202421050% (208 lotteries)
Community district residents, opened May 2024 or later20220% (201 lotteries)
Municipal employees and veterans, opened before Nov. 15, 20253475% (343 lotteries)
Municipal employees and veterans, opened Nov. 15, 2025 or later6310% (all 63)
Mobility disability4625% (453 lotteries)
Vision or hearing disability4582% (449 lotteries)
Seniors 62 and older66100% (45 lotteries)
NYCHA residents1625% (10 lotteries)

All lotteries July 30, 2020 through September 3, 2026. Source: HPD, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), NYC Open Data, pulled September 25, 2026.

The two rule changes show up in the file on the dates they were reported to take effect: community preference moved from 50 to 20 percent with the Noel settlement, and the municipal employee share doubled to 10 percent with veterans added from November 15, 2025. Senior set-asides are rare. Fourteen of the 591 lotteries in the last two years carried one.

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Eligibility: Who Can Apply and Who Can’t

Five tests, all of which must pass for any given lottery.

Test 1: household income falls within the lottery’s AMI band. Every lottery posts an AMI band (e.g., 30 percent to 60 percent AMI, or 100 percent to 130 percent AMI). Both ends are real disqualifiers. Below the floor, applicants are deemed unable to pay the rent. Above the ceiling, applicants are over the income limit. The next section walks the AMI math.

Test 2: household composition matches the unit size. Studios and one-bedrooms have household-size caps (typically one or two for a studio; one to three for a 1BR). Each lottery posts its own composition rules on the listing page. Read each lottery’s table before assuming you fit.

Test 3: credit, rental history, and background check pass. Each managing agent runs a credit check against the lottery’s posted criteria, reviews rental history, and runs a criminal background check subject to the Fair Chance for Housing Act (Local Law 24 of 2024, effective January 1, 2025). The Act bars criminal-history screening until an applicant has been tentatively approved on income, credit, and rental-history grounds. When the check does run, sealed or expunged convictions and older offenses cannot be considered; registered sex offenses, recent misdemeanors (3 years post-release), and recent felonies (5 years post-release) can. Federally funded buildings (LIHTC, HOME, project-based vouchers) have program-specific carve-outs. NYC Commission on Human Rights enforces, $250,000 per-violation penalty cap, 5 business days for applicants to respond.

Test 4: no conflicting NYC housing subsidy. Section 8 voucher holders can typically use the voucher on a Housing Connect-won apartment, but the application must comply with both systems. Check HPD guidance per program.

Test 5: most lotteries do not require U.S. citizenship. One of the largest practical differences from federal NYCHA and Section 8 programs. The non-federally-funded majority of Housing Connect units (421-a legacy, 485-x, MIH, voluntary inclusionary, HDC-financed) is immigration-status-blind. The federally funded subset (LIHTC, HOME, project-based vouchers, some supportive housing) carries federal restrictions.

Before applying, pull your last two to three years of federal tax returns, gather the last two months of pay stubs and bank statements for every adult, and list every household member by age and relationship. The full document inventory is in the documentation section below.


The 2026 AMI Chart: What 60%, 80%, 100%, and 130% Mean in Dollars

AMI is Area Median Income for the New York City region, set each year by HUD. HPD publishes the chart Housing Connect lotteries use on its Area Median Income page. The 2026 chart puts 100 percent of AMI at $152,700 for a three-person household, and each column is a straight multiple of the 100 percent row.

Household size30%50%60%80%100%130%165%
1 person$35,640$59,400$71,280$95,040$118,800$154,440$196,020
2 people$40,710$67,850$81,420$108,560$135,700$176,410$223,905
3 people$45,810$76,350$91,620$122,160$152,700$198,510$251,955
4 people$50,880$84,800$101,760$135,680$169,600$220,480$279,840

Source: HPD, 2026 New York City Area AMI chart, retrieved September 25, 2026. HPD’s full chart runs to 12-person households and adds 20, 40, 70, 90, 110, 120 and 175 percent columns.

The chart tells you where you land. The listing decides whether you qualify: every lottery posts its own income table with a minimum and a maximum by household size, and that table is the one the managing agent checks.

Where some New York incomes land on the 2026 chart:

Real NYC households fall at every tier of the chart, and the lottery supply follows. The middle band, 121 to 165 percent of AMI, carried 37.3 percent of the units advertised in the two years through August 2026 (see the income-band table above), so a household earning six figures should read the middle-income listings before assuming Housing Connect is for someone else.

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The Lottery Mechanic: Random Log Numbers, Preferences, and the Selection-Odds Reality

Four steps take an application from submitted to called.

Step 1: lottery opens, applications collected. Each lottery has an application window. Pre-SPEED standard: 60 days. Post-SPEED target: 21 days (the Mamdani administration’s compression, announced May 2026 and rolling out through end of 2026). One profile per household; one application per lottery; the portal blocks duplicate applications.

Step 2: random log numbers assigned at close. When the application window closes, HPD’s portal scrambles all complete applicant profiles and assigns each applicant a random log number. This happens within roughly two to three weeks of the deadline. Log number 1 means first in line for processing; log number 50,000 means likely never called for a 200-unit building.

Step 3: preference categories sort the queue ahead of the random log number. Within the log-number order, applicants are sorted by preference category. Higher-preference applicants are processed first regardless of log number. The current preference structure, post-Noel settlement (effective late April 2024) and post-Adams “Housing Week” expansion (effective November 15, 2025):

PreferenceShare of unitsNotes
Community preference20% (drops to 15% on May 1, 2029)Applicants in the community district where the building is located. Reduced from the historic 50% under Noel v. City of New York settlement. Court oversight through April 2036.
Mobility preferencetypically 5%Applicants with mobility-related disabilities. 453 of the 462 lotteries in HPD’s file that record this share list 5%.
Visual or hearing preferencetypically 2%Applicants with visual or hearing disabilities. 449 of 458 recorded lotteries list 2%.
Municipal employee + veterans preference10% combinedDoubled from the pre-November 2025 5% (municipal employees only) under Adams’s “Housing Week” Local Law announcement and expanded to include military veterans.
General populationthe remainderEveryone else, sorted by log number.

The 20 percent figure is the correction most guides still miss. Many commercial guides and much NYC media coverage still cite “50 percent community preference,” and that number expired in 2024. The Noel v. City of New York settlement was filed January 22, 2024 by attorney Craig Gurian and the Anti-Discrimination Center on behalf of plaintiffs Shauna Noel and Emmanuella Senat. The city did not admit liability and agreed not to seek a return to 50 percent. The 20 percent took effect late April 2024; the step-down to 15 percent hits May 1, 2029; a federal court retains oversight through April 2036.

Step 4: selection in order. The managing agent calls applicants in preference plus log-number order until the building is leased. Agents call well past the unit count, because most called applicants drop out at the document stage (next section).

The selection-odds reality. The citywide aggregate for 2024, per HPD Acting Commissioner Ahmed Tigani and the NYU Furman Center’s April 2026 report: 6 million applications for about 10,000 units across roughly 300 buildings, a 0.2 percent citywide selection probability per applicant per application. Average applications per development: about 16,000. HPD’s public lottery file carries no application counts, so per-lottery odds come from reported cases:

Applying broadly is the strongest move available. Each application costs little once your profile is saved, and with selection odds near 0.2 percent per application, the number of lotteries you enter is the one variable you control.

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The Documentation Moment: What HPD and the Managing Agent Actually Ask For

The most-blown stage of the entire process. When the managing agent calls you for verification, you have 14 to 30 days to produce:

Per the NYU Furman Center’s April 2026 report The House Doesn’t Always Win: Understanding NYC’s Housing Connect Lottery System and How to Improve It, roughly 77 percent of called applicants end up in rejected status. Breaking that down: about 50 percent (nearly 32,000 in the sample) do not engage meaningfully with the verification process; about 27 percent (roughly 17,000) engage and are rejected after a median of 29 days in the documentation stage.

Common failure modes: income above the band cap between application and verification (single most common kill); income below the band floor; bank statement deposits the applicant can’t document (gift funds need gift letters); self-employed applicants without clean Schedule C, P&L, or business licenses; and the 14-to-30-day window simply running out. The applicants who get leases are the ones who can document inside the window.

The single most useful preparation move: gather the full document inventory the day you submit any application. Store it in one folder. If called, respond within 48 hours.

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What Happens If You Decline, Get Denied, or Miss the Window

Four scenarios after the call.

You decline an offered unit. Your application stays active for future lotteries. No penalty. Decline through the managing agent’s channel; don’t ghost (creates a paper trail).

You fail income verification, above the band cap. Application terminated for that lottery; reapply to higher-AMI lotteries where your income matches. No penalty.

You fail income verification, below the band floor. Application terminated; reapply to lower-AMI lotteries.

You miss the documentation window. Application rolled past; the managing agent moves to the next applicant. No penalty for future applications. Some buildings allow extensions for documented hardship, and that policy is set building by building under HPD supervision.

Waitlist dynamics. Most Housing Connect lotteries that fully lease a building generate a post-lottery waitlist that managing agents draw from for future vacancies (typically two to three years of turnover). Eligible-but-not-placed applicants may be placed on that waitlist. A meaningful share of placements come from waitlist movement, though HPD does not publish an aggregate figure.

Applications are tied to your household and income at the time of application. If either changes substantially between application and call, update your profile or face termination at verification.

If you win a 485-x lottery, you’re entering the rent-stabilized regime; see how rent stabilization works in NYC for the protections that attach to your lease. If your building isn’t stabilized, Good Cause Eviction is the floor.


How to Actually Improve Your Selection Odds

Five strategies that work and two that don’t.

Strategy 1: apply to every lottery you qualify for. The per-application time cost is low (a saved profile autofills most fields), and exposure compounds across 30, 50, 200 applications. HPD’s file had 591 lotteries open in the two years through August 2026, roughly 25 a month.

Strategy 2: include the middle-income lotteries if your income reaches them. The 121 to 165 percent AMI band carried 37.3 percent of units in the last two years, more than any other band, and 77.4 percent of that band’s units were in Brooklyn and Queens. A single person earning about $144,000 to $196,020 is in range for it on the 2026 chart.

Strategy 3: apply where you have community preference. The 20 percent community-preference subset of units is reserved for applicants in the building’s community district. If you live in a CD where a Housing Connect lottery is opening, you compete inside that smaller pool as well as the general one. Confirm your community district at nyc.gov/communityboards before assuming.

Strategy 4: apply to mobility, visual/hearing, or municipal employee plus veterans preference categories if eligible. The smaller-share preference categories (about 5 percent mobility, 2 percent visual/hearing, 10 percent combined municipal-employee-plus-veterans) materially shift placement when applicable.

Strategy 5: follow the supply. Brooklyn produced 39.1 percent of lottery units in the last two years and Queens 23.4 percent. Staten Island produced 44 units in three lotteries, so a plan built around an overlooked borough has little to apply to there. The neighborhood table above shows where the units have been going: Fort Greene, the Gowanus and Red Hook area, Long Island City, Inwood and Flushing-Willets Point led the list.

Two strategies that do NOT work. Re-applying multiple times to the same lottery: the portal blocks duplicates. “Polishing” the application at the open stage: there is no review of applications at the open stage. Log numbers are random. Submission quality matters only at the documentation-review stage, after you’re called.


The Supply Pipeline: 485-x and What Housing Connect Will Look Like Through 2034

485-x is the New York State property-tax exemption program that replaced 421-a in April 2024. It is the supply side of Housing Connect for the next decade. The detail that matters:

The statute. New York State Real Property Tax Law Section 485-x, Affordable Neighborhoods for New Yorkers. Adopted April 20, 2024 in the FY25 state budget. Construction window: after June 15, 2022 and on or before June 15, 2034. Completion deadline (first temporary or permanent CO): before June 15, 2038. Tax-benefit length for the Modest Rental option (6 to 99 units, post-June 30, 2026 commencement): 35 years.

Five affordability options. The largest-project option (150+ units in Zone A or B): 25 percent affordable at 60 percent AMI weighted average. Large Rental (100+ units citywide): 25 percent at 80 percent AMI weighted average. Modest Rental (6 to 99 units): 20 percent at 80 percent AMI weighted average. Small Rental (6 to 10 units outside Manhattan): no affordability requirement, but 50 percent of units permanently rent-stabilized. Homeownership (6+ units outside Manhattan): 100 percent owner-occupied 5+ years, assessed value capped at $89 per square foot.

The structural change from 421-a. 485-x income-restricted units are permanently affordable and permanently rent-stabilized. They do not revert to market rate when the tax window ends. That permanence is what makes 485-x the long-horizon supply pipeline; 421-a units rolled to market on a 25- or 35-year clock.

The wage requirement. 100+ unit projects citywide: $35.00 per hour in 2024, escalating to $45.05 by 2033. Zone A 150+ unit projects (Manhattan below 96th Street plus selected outer NTAs): lesser of $72.45/hour or 65 percent of prevailing rate, +2.5 percent annually. Zone B 150+ unit projects: lesser of $63.00/hour or 60 percent prevailing.

The pipeline-performance question, June 2026 state. HPD does not publish a clean citywide 485-x unit count; the data.gov 485-x registrations dataset was last updated April 3, 2026. What is verified: per Bisnow March 2026, HPD’s vacancy rate sits at about 14 percent (three times the citywide average); per the New York Housing Conference’s November 2025 developer survey, 62 percent of developers blame HPD staffing for project delays; HPD’s legal team has 2 to 3 attorneys approving all preconstruction plans and TCOs.

The Mamdani response. HPD Commissioner Dina Levy was appointed early January 2026 (announced January 5; prior role: NYS HCR Senior Vice President of Homeownership and Community Development). Deputy Mayor for Housing and Planning Leila Bozorg is the cabinet principal. The SPEED initiative, announced May 22, 2026, targets pre-certification compression from 2 years to 6 months, lottery window from 60 days to 21, application-to-approval from 142 days (FY25) to under 100 by end of 2026, and the same 100-day target for selection-to-lease. The LIFT Task Force (city-owned land for housing, deliverable July 1, 2026) is the other lever. The first Mamdani-era public engagement kickoff: Fulton-Howard West at 1958 Fulton St in Bedford-Stuyvesant, 100 percent affordable, launched May 7, 2026.

The November 4, 2025 Charter Revision Commission ballot amendments (AHFT, ELURP, Affordable Housing Appeals Board) also reshape the upstream pipeline by bypassing the Council vote for qualifying affordable-housing rezonings; see NYC rezoning and ULURP, explained.

Housing Connect is the only realistic near-term affordable path for most income-qualified New Yorkers in 2026. The portal handled 6 million applications for about 10,000 units in 2024. The biggest block of recent supply, 37 percent of units, went to the 121 to 165 percent AMI band, and fewer than 5 percent had three or more bedrooms. Community preference is 20 percent. The documentation stage rejects 77 percent of called applicants. And the 485-x pipeline runs through June 15, 2034.

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Sources


Last updated: September 25, 2026. This update adds our analysis of HPD’s Housing Connect lottery records and replaces the 2025 AMI figures with HPD’s 2026 chart. Correction: earlier versions of this guide gave $75,950 as the one-person 80 percent AMI limit and called straight multiplication an error. HPD’s lottery chart is built as straight multiples of 100 percent AMI, and its 2026 one-person 80 percent figure is $95,040. The guide is updated at each annual AMI revision, HPD administrative reform, and refresh of the lottery data. For our editorial standards and reporting principles, see About NYC Daily TL;DR; for our curation and verification methodology, see How we curate.

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Frequently asked questions

What is NYC Housing Connect?

Housing Connect is the NYC Department of Housing Preservation and Development's centralized lottery portal at housingconnect.nyc.gov for new income-restricted apartments produced by NYC affordable-housing programs. That set includes 421-a (sunset April 2024, legacy projects still in the pipeline), 485-x (the April 2024 successor), Mandatory Inclusionary Housing under City of Yes, voluntary inclusionary, LIHTC, HOME, HDC-financed projects, and supportive housing programs. You file one applicant profile, then apply to specific lotteries as they open. HPD operates the portal and supervises managing agents; individual developers and their managing agents run the day-to-day operations of each lottery, including the documentation review. The NYCHA public housing waitlist, the NYCHA Section 8 voucher waitlist, Mitchell-Lama and the private market each run through their own channels. In 2024, the portal handled roughly 6 million applications for about 10,000 units across roughly 300 buildings, a citywide selection probability of about 0.2 percent.

Who are new Housing Connect apartments priced for?

HPD's own lottery records answer this. Of the 23,820 units advertised in the 591 Housing Connect lotteries that opened between September 1, 2024 and August 31, 2026, 37.3 percent (8,883 units) carried an income limit in HPD's middle-income band, 121 to 165 percent of AMI, which tops out at $196,020 for one person and $251,955 for three on HPD's 2026 chart. Another 34.7 percent sat in the low-income band (51 to 80 percent of AMI), 16.3 percent in the 31 to 50 percent band, 8.9 percent in the moderate band (81 to 120 percent) and 2.6 percent (614 units) in the extremely-low band at 30 percent of AMI or below. Just over half, 53.5 percent, carried a limit at or below 80 percent of AMI. Source: NYC Open Data, Advertised Lotteries on Housing Connect by Lottery (vy5i-a666), pulled September 25, 2026.

What does AMI mean and what is 80 percent AMI for a single person in NYC in 2026?

AMI is Area Median Income for the New York City region, set each year by HUD and published by HPD as the chart Housing Connect lotteries use. HPD's 2026 chart puts 100 percent of AMI at $118,800 for one person, $135,700 for two, $152,700 for three and $169,600 for four. Each column is a straight multiple of the 100 percent row, so 80 percent of AMI is $95,040 for one person, $108,560 for two, $122,160 for three and $135,680 for four. Every lottery listing also posts its own income table with a minimum and a maximum by household size, and that table decides eligibility for that lottery.

How does the Housing Connect lottery actually pick winners?

When a lottery's application window closes, HPD's portal scrambles all complete applicant profiles and assigns each applicant a random log number within roughly two to three weeks. That log number is the order applicants are processed. Within the log-number order, applicants are sorted by preference category: community preference (20 percent of units, post-Noel settlement), mobility preference (typically 5 percent), visual or hearing preference (typically 2 percent), and the combined municipal employee plus veterans preference (10 percent since November 15, 2025). HPD's lottery file shows those shares on the lotteries that record them. The remaining units go to the general population. Higher-preference applicants are processed first regardless of log number. The managing agent then calls applicants in preference and log-number order until the building is leased, and calls well past the unit count because most called applicants drop out at the document stage.

What are the actual odds of winning a NYC Housing Connect lottery?

Citywide aggregate for 2024: roughly 6 million applications for about 10,000 units, or 0.2 percent selection probability per applicant per application, per Acting Commissioner Ahmed Tigani and the NYC Housing Conference as reported by QNS. Average applications per development: about 16,000. Bronx Point Phase 1 in Mott Haven drew more than 63,000 applications for 542 units, roughly 116 applications per unit. HPD's public lottery file does not record application counts, so no per-lottery odds can be computed from it. What the file does show is where the supply sits: 37.3 percent of units advertised in the two years through August 2026 were priced for the 121 to 165 percent AMI band. Apply to every lottery you qualify for, include the middle-income lotteries if your income reaches them, and apply where you have community preference.

What is community preference on Housing Connect in 2026?

Community preference reserves 20 percent of units in a building for applicants who live in the community district where the building is located. The 20 percent figure took effect in late April 2024 under the Noel v. City of New York settlement (filed January 22, 2024 by attorney Craig Gurian and the Anti-Discrimination Center on behalf of plaintiffs Shauna Noel and Emmanuella Senat). Before the settlement, the share was 50 percent. HPD's lottery file records the change: 208 of the 210 lotteries opened before May 2024 that list a community preference share list 50 percent, and 201 of the 202 opened since list 20 percent. Under the settlement, the share steps down again to 15 percent on May 1, 2029, and a federal court retains oversight of NYC's implementation through April 2036. Confirm your community district at nyc.gov/communityboards before assuming you qualify.

What documents will Housing Connect ask for after I'm called?

When the managing agent moves you to eligibility verification, you typically have 14 to 30 days to produce a stack of documents: two to three years of federal tax returns (Form 1040, all schedules) for every adult household member, two months of pay stubs for every employed adult, two months of bank statements for every account, government-issued ID and Social Security or ITIN documentation for every adult, birth certificates for any household members under 18, marriage or divorce or custody paperwork as applicable, the past two to three years of leases plus landlord reference letters, self-employment business documentation if applicable (Schedule C, business licenses, profit-and-loss statements), asset documentation for retirement and brokerage accounts, and citizenship or immigration documentation only at the subset of federally funded buildings (LIHTC, HOME, project-based vouchers). The single most useful preparation move is to gather the full document inventory the day you submit an application.

What income do I need for a NYC Housing Connect lottery?

Every lottery posts an income window with both a minimum and a maximum, tied to its AMI band and your household size. Below the minimum, applicants are deemed unable to pay the rent; above the maximum, they are over the limit. You must fall inside the window for that specific lottery. On HPD's 2026 chart, a single person earning $85,000 is at about 72 percent of AMI, a household of three earning $100,000 is at about 65 percent, and a couple earning $200,000 together is at about 147 percent, inside the middle-income band that carried 37.3 percent of lottery units in the two years through August 2026. Read the income table on the lottery's listing page before applying.

Can non-citizens apply for NYC Housing Connect?

Most Housing Connect lotteries are open to applicants regardless of immigration status. This is one of the largest practical differences from federal NYCHA public housing and federal Section 8, which have strict citizenship and immigration requirements. The subset of Housing Connect buildings with federal funding (LIHTC, HOME, project-based vouchers, some supportive housing) does carry program-specific citizenship or immigration restrictions imposed by federal law. The non-federally-funded majority of Housing Connect units (those produced by city and state programs like 421-a legacy, 485-x, Mandatory Inclusionary Housing, voluntary inclusionary, and HDC-financed projects) is immigration-status-blind. Read each lottery's program funding source on the listing page if your status is a question.

What is 485-x and how does it affect Housing Connect?

485-x is New York State Real Property Tax Law Section 485-x, the Affordable Neighborhoods for New Yorkers program, adopted April 20, 2024 in the FY25 state budget to replace the expired 421-a tax exemption. Construction window: after June 15, 2022 and on or before June 15, 2034. Completion deadline: before June 15, 2038. The structural change from 421-a: 485-x income-restricted units are permanently affordable and permanently rent-stabilized, meaning they do not revert to market rate when the tax window ends. Five affordability options set unit percentages and AMI weighted averages by project size and zone, from the 150-plus-unit rental option to homeownership. 485-x is the supply pipeline that produces most new Housing Connect units for the next decade. The Mamdani administration's SPEED initiative, announced May 22, 2026, is the operational accelerator on this pipeline.

What happens if I miss the documentation window after I'm called?

Your application is rolled past for that specific lottery, and the managing agent moves to the next applicant in the queue. There is no penalty for your future Housing Connect applications. Some buildings allow windowed extensions for documented hardship, and that policy is set building by building under HPD supervision. Per the NYU Furman Center's April 2026 report, this is the single largest failure mode of the entire Housing Connect system: roughly 77 percent of called applicants end up in rejected status, with about 50 percent never engaging meaningfully with the verification process and about 27 percent engaging and then being rejected at a median 29 days into the documentation review. Prepare the full document stack the day you apply.