NYC Explainers & Analysis

On $250,000 in New York City you keep about $8,444 a month after taxes, a Manhattan 1-bedroom, and the subway. The honest take-home math, line by line.

Hochul signed the $268.5B FY27 budget May 28, 57 days late. NYC's take: $11B Foundation Aid, $140M NYCHA capital, mayoral control through 2028, Tier 6 reform.

~1M NYC apartments are rent-stabilized. How to check if yours is, what DHCR registration means, and what the June 25 RGB Order #58 rent freeze means for your lease.

Bronx at 71%, Staten Island at 50%: how the June 2026 amendment extended full compliance to 2030, and what Mamdani's $122M cut means for your school.

NYC's 7 housing regimes: rent stabilization, Good Cause Eviction, the FARE Act, NYCHA, the lottery. Who qualifies, what changed in 2025-26, and your rights.

Mayor Mamdani's public insurance program for rent-stabilized building owners: coverage structure, projected 20-30% savings, and where the DFS and Hochul stand.

NYC city government, mapped: Mayor Mamdani's powers, Speaker Menin's Council, the Comptroller, and the budget, housing, and transit fights to track.

Which cap limits your NYC rent increase in 2026? RGB Order #58 is a rent freeze (0% / 0%, from Oct 2026), Good Cause 8.79%, HCV Payment Standards, rent control. With worked-example math.

Who controls NYC's 1 million students? How mayoral control works, the 32 CECs, four funding sources, and what the class-size mandate means for 2026-27.

A biglaw first-year makes $225,000 in NYC and keeps about $7,300 a month after a 36% tax bill, a doorman one-bedroom, and the subway. The marginal-rate trap, line by line.

What you keep on a $90k to $250k NYC salary after federal, state, and city income tax, rent, and the subway. The honest take-home math, by salary band.

On $150,000 in New York City you keep about $4,552 a month after taxes, a median 1-bedroom, and the subway. The honest take-home math, line by line.

On $90,000 in New York City you keep about $2,220 a month after taxes, an outer-borough 1-bedroom, and the subway. The honest take-home math, line by line.

NYC transit's 7 funding sources, how the $68.4B capital plan got fully funded in 2025, and why NYC controls only 4 of 14 MTA Board votes.

NYC's $127B budget: the 6-step Charter timeline, 4 revenue sources, capital vs. expense, and how Mamdani's FY27 cycle actually moves.

How NYC rezoning works: the 205-day ULURP clock, who votes (CB, CPC, Council, Mayor), member deference, and the 2025 Charter overhaul that changed ULURP.

Six million applications per year for roughly 10,000 apartments. Why 77% of applicants drop out on paperwork, how log numbers work, and the 0.2% odds.

NYC property tax: why a Park Slope brownstone pays 0.33% but Mott Haven pays 3.75%. The four-class system, the 6% assessment cap, and the TENNY litigation.

NYCHA: 177,565 apartments housing 511,384 residents. A $78.3B repair backlog, federal monitor since 2019, PACT privatization pipeline. Updated June 2026.

One year in: $562M raised, 27M fewer vehicle entries, the Second Circuit DOJ fight, and whether the $9 peak toll survives Trump's appeal. Updated June 2026.

SHSAT, G&T, kindergarten zones, middle school match: how NYC school admissions actually works in 2026, with application timelines for each program.

Does Good Cause Eviction protect you? The three-test coverage check, the 8.79% rent cap for 2026, what it does in Housing Court, and the 2034 sunset.