TL;DR
- NYC does not have one rent-increase cap. It has four, and which one applies turns entirely on which regime your apartment falls into. Rent-stabilized (~1 million units), Good Cause-covered market-rate (estimated 600-800k households), rent-controlled (24,018 units per 2023 NYCHVS), HCV / Section 8 (107,979 operational vouchers in FY26). Outside all four: market-rate exempt, lease only.
- Your lease’s start date determines the stabilized guideline. Order #57 set 3% (one-year) / 4.5% (two-year) for leases starting October 1, 2025 through September 30, 2026. Order #58 now applies to leases starting October 1, 2026 through September 30, 2027.1
- RGB Order #58 is a rent freeze: 0% (one-year) / 0% (two-year), voted 7-1 on June 25, 2026, for stabilized leases starting October 1, 2026 through September 30, 2027. First RGB freeze of two-year leases (one-year leases were frozen in 2015, 2016 and 2020); fulfills Mamdani’s signature housing pledge. A landlord lawsuit is pending, and the judge said on September 24 the freeze stays in place from October 1. The May 7 preliminary range was 0-2% / 0-4%, voted 7-1-1, brokered by Chair Chantella Mitchell, with both the dissent and the abstention from the two owner reps. Mamdani’s six February appointments gave the board its first tenant-aligned working majority in years.
- Good Cause cap is 8.38% (CPI 3.38% + 5%, per DHCR’s 2026 notice dated as of May 4, 2026). Last year’s cap was 8.79%. Presumptively reasonable: a landlord can go higher only by justifying it in Housing Court.
- Rent control’s operative MCR adjustment is 2.55% as of January 1, 2026, far under the 7.5% ceiling. Under HSTPA 2019, the formula is the lesser of the five-year RGB one-year average or 7.5%. The five-year average binds; the 7.5% statutory ceiling has not.
- Worked example: a $3,000 stabilized 1BR. Order #58 freeze (from Oct 1, 2026) = $3,000 / $3,000. Order #57 (3% / 4.5%, for leases starting through Sep 2026) = $3,090 / $3,135. Good Cause cap = $3,251.40. Rent-control operative = $3,076.50. Market-rate exempt = whatever the lease says.
Start with two things: which rules cover your apartment, and when your lease starts. For rent-stabilized leases starting October 1, 2026 through September 30, 2027, Order #58 sets a 0% guideline for one- and two-year leases.1 That guideline does not apply to every NYC rental. This guide compares stabilization, Good Cause, rent control, and Section 8, then works through the math. For help identifying your apartment’s regime, see the NYC housing guide and how rent stabilization works.
Checking a proposed lease or renewal? Use our tenant-rights checklist to gather your rent history, review fees, and find the official complaint forms.
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What “Rent Increase Limit” Actually Means in NYC
NYC does not have one rent cap. It has four, each governed by a different statute, a different regulator, and a different annual recalibration. Before any cap math is useful, you need to know which regime your unit is in.
Rent-stabilized. Roughly 1 million units; about 44% of all NYC rentals; the largest cap-protected cohort. The guideline is set annually by the nine-member NYC Rent Guidelines Board (RGB). Order #58 sets 0% for one- and two-year leases starting October 1, 2026 through September 30, 2027.1 Order #57’s 3% / 4.5% guidelines applied to leases starting October 1, 2025 through September 30, 2026. Separate lawful adjustments, such as approved MCI increases, can still affect a bill.
Good Cause-covered market-rate. Estimated 600-800k households per Met Council’s 2024 analysis; not officially counted. The cap is CPI + 5%, set by a DHCR notice due by August 1 each year. Current cap: 8.38% (CPI 3.38% + 5%, DHCR notice dated as of May 4, 2026); last year’s was 8.79%. The cap is presumptively reasonable. A landlord can charge above with operating-cost justification challengeable in NYC Housing Court.
Rent-controlled. 24,018 units citywide per the 2023 NYC Housing and Vacancy Survey. A pre-1974 continuous-tenancy cohort that shrinks slowly. DHCR administers the MBR / MCR formula under Fact Sheet #22. Under HSTPA 2019, the annual MCR adjustment is the lesser of (a) the five-year RGB one-year average or (b) 7.5%. The five-year average has been binding. The operative MCR adjustment effective January 1, 2026 is 2.55%.
HCV / Section 8 voucher. 107,979 operational in FY26. Tenant pays roughly 30% of adjusted household income; NYCHA calculates its subsidy using the Payment Standard for the bedroom size and transaction; new rentals and annual recertifications use different schedules.2
Market-rate exempt. Post-2009 buildings, units above 245% of the local FMR, or landlords owning 10 or fewer units statewide. No statutory cap. The lease governs. RPL §226-c notice rules (30, 60, or 90 days) are the only structural protection.
For the full seven-regime architecture (which also includes Mitchell-Lama and LIHTC), see the NYC housing guide. The structural reading: which regime your apartment falls into is by far the largest variable in your annual rent calculus. The same $3,000 1BR can land anywhere from $3,000 under a stabilized freeze to open-ended under market-rate exempt. Section six runs the math.
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RGB Order #57: Leases That Started Before October 2026
If your rent-stabilized lease renewal lands between October 1, 2025 and September 30, 2026, Order #57 governs. One-year renewal: 3%. Two-year renewal: 4.5%. Rent-stabilized hotel units: 0% (frozen).
Voted June 30, 2025 by a 5-4 split of the prior pre-Mamdani RGB. The numbers landed inside the historical Bloomberg-Adams band of 1.5% to 4% one-year increases. The Order is the legal maximum; a landlord can offer less but cannot exceed. If your renewal landed before October 1, 2025, Order #56 applies (2.75% / 5.25%); on or after October 1, 2026, Order #58 governs.
What Order #57 does not cover. MCI (Major Capital Improvement) increases sit on top under HSTPA caps. IAI (Individual Apartment Improvement) on vacancy similarly sits on top; Tier 1 is capped at $30,000 amortized over 15 years, Tier 2 at $50,000 for units continuously occupied 25+ years or registered vacant in 2022-2024. For sitting tenants who paid preferential rent on or after the June 14, 2019 HSTPA effective date, the Order #57 percentage applies to the preferential rent the tenant actually pays. For the full HSTPA, MCI / IAI, preferential rent, and DHCR overcharge mechanic, see how rent stabilization works in NYC.
The 5-4 Order #57 vote was the high-water mark for landlord-side coalition arithmetic at the prior board. Order #58, the first vote under Mamdani’s appointed majority, broke the historical band downward to a freeze.
RGB Order #58: The June 25 Vote, the Freeze the Board Passed
On June 25, 2026 the RGB voted a rent freeze under Order #58: 0% on one-year renewals and 0% on two-year renewals, for rent-stabilized leases starting October 1, 2026 through September 30, 2027 (roughly 1 million apartments). It is the first RGB order to freeze two-year leases; the board froze one-year leases under Orders #47 (2015), #48 (2016) and #52 (2020), and #52 froze only the first year of a two-year lease. The final vote was 7-1, with Arpit Gupta, a public member reappointed by former Mayor Eric Adams, the only no; owner member Christina Smyth resigned in protest that day, before the vote. The order fulfills Mayor Mamdani’s signature housing pledge. Mamdani called it “a historic victory for New York City tenants.” The sections below trace how the board got there.
The May 7 preliminary vote
The RGB voted a preliminary range of 0-2% (one-year) and 0-4% (two-year) on May 7, 2026. Vote tally: 7-1-1. Both the dissent and the abstention came from the two owner representatives (specific assignment of which owner rep voted no versus abstained could not be primary-source verified at member level).
Chair Chantella Mitchell brokered the range after two competing proposals failed. A tenant-aligned -3% to 0% / -4.5% to 0% proposal did not attract sufficient votes; a landlord-aligned 3-5.5% / 6-8% proposal did not either. The 0-2 / 0-4 range put a rent freeze (0% / 0%) officially in play for the final vote, the freeze the board went on to adopt on June 25. The last full one-year freeze had come under Order #52 in 2020 (0% one-year, 0% then 1% on a two-year lease).
The Mamdani majority
Mayor Zohran Mamdani announced six RGB appointments on February 18, 2026. Combined with one reappointment, Mamdani holds six of nine board seats. The roster at the May 7 preliminary vote:
| Member | Category | Term ending | Mamdani appointee | Background |
|---|---|---|---|---|
| Chantella Mitchell | Chair | At pleasure of Mayor | Yes (Feb 2026) | Program Director, New York Community Trust; former city housing official |
| Sina Sinai | Public | 12/31/2026 | Yes (Feb 2026) | Senior Research Associate, Jain Family Institute |
| Lauren Melodia | Public | 12/31/2026 | Yes (Feb 2026) | Director of economic and fiscal policy, Center for New York City Affairs (The New School) |
| Brandon Mancilla | Public | 12/31/2028 | Yes (Feb 2026) | UAW Region 9A Director; UAW International Executive Board |
| Arpit Gupta | Public | 12/31/2026 | No (holdover) | NYU Stern finance professor |
| Maksim Wynn | Owner | 12/31/2028 | Yes (Feb 2026) | Director of Development, Procida Development Group; ex-DHS, HPD |
| Christina Smyth | Owner | Resigned June 25, 2026 | No (holdover) | Attorney, Smyth Law Firm; resigned in protest before the final vote |
| Adán Soltren | Tenant | 12/31/2028 | Yes (Feb 2026 reappointment) | Legal Aid Society attorney |
| Sagar Sharma | Tenant | 12/31/2026 | No (holdover) | Pre-Mamdani holdover |
The 7-1-1 May 7 split implies both pre-Mamdani public/tenant holdovers (Gupta and Sharma) crossed over to support the freeze-eligible range, given the dissent and abstention came from the two owner reps.
Mamdani has publicly stressed that the RGB is an independent body and that despite the appointments he has no formal power to dictate the outcome. The April 2026 Organize NYC mobilization, launched by the administration, is framed as advancing tenant voice in RGB testimony.
The June 25 final vote
On June 25, 2026 at El Museo del Barrio, 1230 5th Avenue at 104th Street, the board voted a freeze: 0% (one-year) / 0% (two-year). The Order governs rent-stabilized leases starting October 1, 2026 through September 30, 2027. The vote was 7-1. Arpit Gupta, a public member reappointed by former Mayor Eric Adams, cast the only no. Christina Smyth, an owner member, resigned in protest that day, accusing the board of steering toward a set outcome. The order is the first to freeze two-year leases and delivers Mamdani’s signature housing pledge. The board landed at the bottom of the 0-2 / 0-4 preliminary range rather than any non-zero figure inside it. Four borough public hearings preceded the final: Queens (Jamaica Performing Arts Center, June 4); Bronx (Hostos Community College, June 8); Brooklyn (The Theater at City Tech, June 11); Manhattan (Symphony Space, June 16).
A group of landlords has sued the RGB to overturn the order. On September 24, 2026, Judge Brendan Lantry of Manhattan Supreme Court said the freeze stays in place from October 1 even if he has not ruled by then, and ordered city officials and board members to turn over phone messages and emails with the board (Gothamist, David Brand, September 24, 2026).
The parallel insurance program
The administration’s city-capitalized property and liability insurance program for rent-stabilized building owners, announced April 16, 2026, was structured to neutralize the landlord-side operating-cost argument ahead of the vote. Per-unit insurance costs in rent-stabilized housing rose 113% between 2020 and 2024 (from $703/unit/yr to $1,501/unit/yr) per the RGB’s 2026 Price Index of Operating Costs. Program targets: 20,000 units by 2027, 100,000 by 2030. For the full insurance-program mechanic and how it interacts with the RGB vote, see Mamdani’s NYC insurance plan.
The structural read: the May 7 vote showed the tenant-aligned bloc could hold a freeze-eligible range, and on June 25 that bloc landed the freeze at the bottom of it.
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Good Cause: The 8.38% Cap for Non-Stabilized Market-Rate Tenants
The second-largest cap-protected cohort. Good Cause Eviction took effect April 2024 and extended an annual increase cap plus non-renewal protection to most pre-2009 NYC market-rate units.
The 2026 cap math. Real Property Law §211 sets the annual cap at the lesser of (a) 10% or (b) 5% plus the regional CPI for the prior calendar year. DHCR’s 2026 notice, dated as of May 4, 2026, puts the New York-Newark-Jersey City CPI change for 2024 to 2025 at 3.38%, producing the 8.38% cap. Last year’s cap was 8.79%, from DHCR’s February 2025 notice (CPI 3.79%). The cap is presumptively reasonable: a landlord can charge above it but bears the burden of justifying the excess in NYC Housing Court. The cap applies to increases on existing tenancies; the starting rent on a new lease is uncapped.
Who Good Cause covers. Three tests, all must be true.
- Pre-2009 building. CO issued before January 1, 2009. The exemption is time-limited to 30 years from CO issuance, rolling: a 2009 building becomes Good Cause-covered in 2039.
- Rent below 245% of the local FMR. Per DHCR’s notice dated May 4, 2026, the latest published and the one that governs, the thresholds are the same in all five boroughs: studio $6,196, 1BR $6,505, 2BR $7,130, 3BR $8,928, 4BR $9,700. The notice linked in Sources carries the full county table.
- Landlord owns more than 10 units statewide. Counted at the natural-person level across affiliated entities under the LLC-shell rule (RPL §211).
Stabilized, rent-controlled, NYCHA, HCV, Mitchell-Lama, and LIHTC tenants are explicitly carved out under RPL §214(5) because they have stronger protections.
Enforcement is in NYC Housing Court. DHCR publishes the cap; the court adjudicates the dispute. Three triggers: non-renewal at lease end (Good Cause as affirmative defense in the holdover); rent increase above 8.38% (refuse to pay the excess, raise Good Cause when the landlord files nonpayment); any eviction filing (raise it in the answer). Right to Counsel representation was at 30% as of March 2025, down from 71% in FY21. Apply early through your borough’s intake desk.
The next DHCR notice, with the next CPI figure, is due by August 1, 2027. For the full three-test walkthrough, the 30-year rolling exemption, the LLC-shell rule, and the June 15, 2034 sunset, see the NYC Good Cause Eviction explainer.
At 8.38%, Good Cause is meaningfully larger headroom than the 3% / 4.5% Order #57 stabilized cap and much larger than the 0% / 0% Order #58 freeze. A Good Cause-covered tenant absorbs significantly more annual cap-headroom than a stabilized tenant.
Rent Control and HCV Section 8: The Other Two Cap Regimes
Two smaller cohorts, two distinct cap mechanics, both compressed.
Rent control: the post-HSTPA MBR / MCR formula
24,018 units citywide per the 2023 NYC Housing and Vacancy Survey. The smallest of the regulated regimes; the cohort shrinks slowly as continuous tenancies end. Eligibility: apartments in pre-February 1947 buildings where a tenant or qualifying successor has continuously occupied the unit since before July 1, 1971. NYS HCR / DHCR administers under Fact Sheet #22 (administration shifted from city to state effective April 1, 1984 under the Omnibus Housing Act of 1983).
MBR (Maximum Base Rent) recalibrates biennially based on operating-cost data. The current cycle is 2026-27 per HCR’s January 2026 Standard Adjustment Factor publication; the prior cycle was 2024-25.
MCR (Maximum Collectible Rent) is the actual rent the landlord can charge; cannot exceed MBR. Under HSTPA 2019, the annual MCR adjustment is the lesser of (a) the average of the five most recent RGB one-year guidelines or (b) 7.5%.
The five-year average has bound under HSTPA. The MCR adjustment effective January 1, 2026 is 2.55%, dramatically below the 7.5% statutory ceiling. The next annual MCR adjustment will again track the five-year average through Orders #54 to #58, which sits well below 7.5% under the current RGB rate environment.
Most SERP results that publish “rent control = 7.5% annual cap” are citing a statutory ceiling that has not bound in the post-HSTPA era. The operative number is the five-year average; the 7.5% is a backstop that would only activate in a high-RGB-rate environment.
Tenants challenge MBR calculation errors through DHCR rent administration. HCR oversees the regime.
HCV / Section 8: the Payment Standards mechanic
107,979 operational vouchers in FY26. Tenant pays roughly 30% of adjusted household income; NYCHA covers the gap up to the Payment Standard, set as a percentage of HUD’s local FMR (typically 90% to 110%; NYCHA has used 110% recently to widen accessibility).
Use the schedule for your transaction. NYCHA publishes two schedules effective January 1, 2026, in dollars per month:2
| Bedroom size | New rental or transfer | Annual recertification |
|---|---|---|
| Studio | $2,604 | $2,646 |
| 1 bedroom | $2,734 | $2,762 |
| 2 bedrooms | $2,997 | $3,058 |
| 3 bedrooms | $3,753 | $3,811 |
| 4 bedrooms | $4,077 | $4,111 |
Since July 1, 2026, NYCHA applies the standard schedule across ZIP codes for new rentals and transfers, ending the former ZIP-code Exception Payment Standards for those transactions.2 A payment standard is part of the subsidy calculation, rather than a promise that NYCHA will pay that amount to the owner; rent, the household contribution, and the utility allowance also matter.
If the contract rent exceeds the Payment Standard, the voucher holder pays the difference, subject to a 40% affordability cap at initial lease-up only. NYCHA paused new voucher issuance from the general waitlist effective August 1, 2025; roughly 197,000 households remain on the waitlist. For the full HCV waitlist and the August 1 pause context, see the NYCHA public housing guide.
Real-World Comparison: A $3,000 Apartment Across All Regimes
The same NYC 1-bedroom rented at $3,000 per month, compared across each regulatory regime:
| Regime | Cap | Monthly rent after | Annual difference vs $3,000 |
|---|---|---|---|
| Stabilized + Order #58 freeze (voted June 25, from Oct 1, 2026) | 0% / 0% | $3,000 / $3,000 | $0 |
| Stabilized + Order #57 (operative through Sep 2026) | 3% / 4.5% | $3,090 / $3,135 | +$1,080 / +$1,620 |
| Good Cause-covered + current cap | 8.38% | $3,251.40 | +$3,016.80 |
| Rent-controlled + operative MCR (Jan 1, 2026) | 2.55% | $3,076.50 | +$918 |
| Rent-controlled + 7.5% statutory ceiling (not operative) | 7.5% | $3,225 | +$2,700 |
| HCV / Section 8 | Tenant pays ~30% of adjusted income | Varies | NYCHA covers gap to Payment Standard |
| Market-rate exempt | None | Whatever the lease says | Open-ended; RPL §226-c notice only |
Section 8 calculation example. A voucher holder with $36,000 adjusted annual household income pays 30% = $900/month tenant share. For a new rental or transfer, the January 2026 one-bedroom Payment Standard is $2,734.2 Rent and the utility allowance enter the subsidy calculation. If that total exceeds the applicable standard, the voucher holder pays the difference, subject to the 40% affordability cap at initial lease-up only.
The bottom line. The gap between the lowest cap-eligible figure (a freeze at $3,000) and the highest (Good Cause at $3,251.40) is $251.40 per month, or $3,016.80 over a 12-month lease. The gap between Good Cause-covered and market-rate-exempt is open-ended. Which regime your apartment falls into is the largest variable in your annual rent calculus. The 8.38% vs 2.55% spread between Good Cause and rent control is the operating practical effect of HSTPA 2019: the five-year RGB average has consistently bound below the 7.5% statutory ceiling.
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The Annual Cycle: When Each Cap Recalibrates
Four caps move on asynchronous schedules. In any given month between October and the following September, all four are simultaneously in effect: Order #N for stabilized, the annual DHCR Good Cause notice, the current HUD Payment Standards, and the MBR / MCR biennial cycle. The rhythm:
- Mid-January: calendar-year CPI release drives Good Cause math.
- March-May: RGB hearings begin. PIOC lands April. Testimony runs May-June.
- Late April / early May: RGB preliminary vote lands. (Order #58: May 7, 2026.)
- Late June: RGB final vote sets the cap for stabilized leases starting October 1. (Order #58: June 25, 2026.)
- When NYCHA publishes a new schedule: check the transaction-specific HCV Payment Standards and utility allowances. The agency’s current schedules took effect January 1, 2026; its ZIP-code exception change for new rentals and transfers took effect July 1, 2026.2
- By August 1: DHCR’s Good Cause notice publishes the prior-year CPI and the 245% FMR thresholds. The 2026 notice, dated as of May 4, 2026, put CPI at 3.38% and the cap at 8.38%, down from 8.79%.
- October 1: New RGB Order takes effect. Renewals on or after October 1 are governed by the new Order; renewals before September 30 by the prior Order.
- Biennial: MBR recalibration for rent control. Current cycle 2026-27 per HCR’s January 2026 publication.
The Order #58 freeze was set at the June 25, 2026 final vote. The next developments to watch: any new NYCHA payment-standard schedule; a ruling in the landlord lawsuit against Order #58; the August 1, 2027 DHCR Good Cause notice; and the spring 2027 Order #59 preliminary cycle.
For the city-side budget that funds Mamdani’s insurance program, HPD enforcement capacity, and Right to Counsel allocation across each cycle, see how the NYC budget process works.
How to Engage With RGB and Challenge a Rent Increase
Five concrete paths.
Path 1: RGB public testimony. The RGB holds public hearings each spring. The four borough Order #58 hearings ran Queens (June 4), Bronx (June 8), Brooklyn (June 11), Manhattan (June 16); the schedule is at housingnyc.com. Speakers register in advance; in-person and remote slots are available. Written comment is accepted at the published RGB address. The May-June testimony window is when tenants and landlords have the most influence over the preliminary and final vote.
Path 2: RGB member contact. The nine board members are publicly named at housingnyc.com (full roster in section three). Member outreach through the published RGB address, in-person at hearings, or via your district City Council member is the structural lever. Member positions are public; tenants and landlords can identify which members are persuadable on any given vote.
Path 3: DHCR Rent Overcharge complaint (stabilization). File Form RA-89 (Rent Overcharge Application) with DHCR’s Office of Rent Administration by mail or online. The lookback period is six years under HSTPA 2019 (previously four years); evidence of fraud can extend the look-back further. Willful overcharge can produce treble damages. Pull your unit’s rent registration history free at the DHCR Ask HCR portal before filing. For pre-June 2019 overcharges, the Court of Appeals’ 2020 ruling in Regina Metropolitan applies the prior four-year lookback. Get a tenant attorney.
Path 4: Good Cause as affirmative defense in NYC Housing Court. Good Cause is not a DHCR complaint; it is an affirmative defense raised in NYC Housing Court (Civil Court Housing Part) when the landlord files a holdover or nonpayment proceeding. Three triggering scenarios (covered in section four). For the full Housing Court mechanic, see the NYC Good Cause Eviction explainer.
Path 5: Named NYC tenant and landlord orgs. Tenant-side testifying at every RGB cycle:
- Met Council on Housing (ED Darius Gordon). Oldest NYC tenant union, founded 1959; lead RGB-testimony org on freeze framing.
- CASA New Settlement (Lead Organizer Hal Bergold). Bronx-rooted; 3,000+ members; tenant-leader pipeline.
- Housing Justice for All (Director Sumathy Kumar, succeeded Cea Weaver January 2026 when Weaver moved to direct Mamdani’s Mayor’s Office to Protect Tenants). Statewide coalition; lead freeze organizer.
- ANHD (ED Barika X. Williams). Citywide policy plus neighborhood-rooted member orgs.
- Right to Counsel NYC Coalition (Director Malika Conner). Eviction-defense coalition; 2026 focus is the Statewide Right to Counsel $260M state-budget ask.
- Open New York (ED Annemarie Gray). YIMBY supply-side advocacy; its 2026 RGB position centers on new supply.
On the landlord side, the New York Apartment Association (NYAA) is the September 2024 merger of RSA and CHIP. CEO Kenny Burgos (former Assemblymember D-85 Bronx); Chairman Aaron Sirulnick. NYAA delivered 2026 RGB cycle testimony under the merged banner, centered on operating-cost pressure (insurance up 113% 2020-2024). REBNY (President James Whelan) remains a separate citywide real-estate trade group.
Concrete preparation. With the Order #58 freeze now set, stabilized tenants renewing on or after October 1, 2026 should confirm any renewal offer holds the rent flat (0%) and can pull their DHCR rent registration history to check it. Tenants challenging an Order #57 overcharge should pull that registration history before filing RA-89. Good Cause-protected tenants should keep written records of any rent-increase notice exceeding 8.38% and contact a Housing Court tenant attorney before renewal. HCV voucher holders should check NYCHA’s current payment-standard and utility-allowance schedules for their transaction.2
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Read Next
- NYC Housing Guide: Renter Rights, Rent Stab, and the System. The parent pillar. The full seven-regime decision tree (including Mitchell-Lama and LIHTC); the FARE Act broker-fee flip; the Rent Transparency Act; the broader 2026 renter calculus.
- How Rent Stabilization Works in NYC. The sibling spoke. The RGB-mechanics deep dive: Orders #56, #57, #58; HSTPA 2019; vacancy bonus and preferential rent; MCI / IAI caps; the DHCR overcharge mechanic.
- NYC Good Cause Eviction Law Explained. The sibling spoke. The three-test coverage check, the 8.38% cap mechanics, the Housing Court enforcement, the post-2009 30-year rolling exemption, and the June 15, 2034 sunset.
- Mamdani’s NYC Insurance Plan. The administration’s RGB-adjacent program; the operating-cost-neutralization play that preceded the June 25 freeze vote.
Sources
- NYC Rent Guidelines Board, Board & Staff page. Full nine-member roster, term dates, category designations. rentguidelinesboard.cityofnewyork.us/about/board-staff/
- NYC Rent Guidelines Board, 2026 Meetings and Hearings. Final vote date, venue, four-borough public hearing schedule. rentguidelinesboard.cityofnewyork.us/2026-meetings/
- NYC Rent Guidelines Board, 2025-26 Apartment/Loft Order #57. 3% / 4.5% figures; June 30, 2025 vote; hotel 0%; lease term coverage October 1, 2025 through September 30, 2026. rentguidelinesboard.cityofnewyork.us/2025-26-apartment-loft-order-57/
- NYC Rent Guidelines Board, Apartment Orders #1 through #58 summary chart. Every order’s one-year and two-year rates, including the one-year freezes under Orders #47, #48 and #52. rentguidelinesboard.cityofnewyork.us/wp-content/uploads/2025/07/RGB-Apartment-Chart.pdf
- Gothamist (Elizabeth Kim and David Brand, June 25, 2026). Christina Smyth’s resignation in protest. gothamist.com
- amNewYork (June 25, 2026). 7-1 final vote, Gupta the lone no. amny.com
- Gothamist (David Brand, September 24, 2026). Judge Brendan Lantry keeps the freeze in place for October 1 while the landlord suit continues. gothamist.com
- NYC Rent Guidelines Board, Rent Control FAQs and Vacancy Leases pages. MBR / MCR formula; vacancy-lease guidance. rentguidelinesboard.cityofnewyork.us/resources/faqs/rent-control/
- NYC Mayor’s Office, February 18, 2026 announcement. Mamdani’s six RGB appointments, with named slate (Mitchell, Sinai, Melodia, Mancilla, Wynn, Soltren). nyc.gov/mayors-office
- NYC Mayor’s Office, May 7, 2026 statement. Mamdani statement on the RGB preliminary vote. nyc.gov/mayors-office
- NYC Mayor’s Office, April 2026. Organize NYC mobilization launch ahead of RGB testimony. nyc.gov/mayors-office
- NYS HCR, Good Cause Eviction Law Required DHCR Notice, as of May 4, 2026. CPI 3.38% (2024 to 2025), the basis of the 8.38% cap; current 245% FMR thresholds (studio $6,196, 1BR $6,505, 2BR $7,130, 3BR $8,928, 4BR $9,700). hcr.ny.gov/system/files/documents/2026/07/gce-fact-sheet-05.04.26-update.pdf
- NYS HCR, Good Cause Eviction Notice of February 19, 2025. Last year’s 8.79% cap (CPI 3.79% + 5%). hcr.ny.gov/good-cause-eviction-law-notice-february-2025
- NYS HCR, DHCR Fact Sheet #22 (Maximum Base Rent Program). MBR / MCR mechanics; lesser-of-five-year-average-or-7.5% post-HSTPA formula. hcr.ny.gov
- NYS HCR, 2026-27 Maximum Base Rent (MBR) Binder (March 2026), Form RN-26S. MCR in effect on 12/31/2025 increased by up to 2.55% on 1/1/2026; current biennial MBR cycle. hcr.ny.gov/2026-27-mbr-binder
- NYS HCR, DHCR Fact Sheet #26 (Rent Stabilized Apartment Increases, July 2025) and Form RA-89 (Rent Overcharge Application). Order increase mechanics; overcharge filing process. hcr.ny.gov
- NYC HPD, 2023 NYC Housing and Vacancy Survey Selected Initial Findings. 24,018 rent-controlled NYC apartments citywide. nyc.gov/assets/hpd/downloads/pdfs/about/2023-nychvs-selected-initial-findings.pdf
- NYCHA, Voucher Payment Standards and Utility Standards. Separate January 1, 2026 schedules for new rentals/transfers and annual recertifications; ZIP-code exceptions ended July 1, 2026 for new rentals and transfers. Official schedules.
- Real Property Law Article 6-A (sections 210-218), Good Cause Eviction; Housing Stability and Tenant Protection Act of 2019 (HSTPA); Emergency Tenant Protection Act of 1974 (RGB statutory basis); 24 CFR Part 982, HCV Payment Standards / HUD FMR.
- The City Reporter (May 7, 2026). “Rent Freeze No Sure Thing in First Vote By Mamdani-Majority Board”; 7-1-1 vote tally; Mitchell-brokered range; failed competing proposals. thecityreporter.nyc
- NY1, CBS New York, Brick Underground, amNewYork, Bisnow, City Limits, BKReader, Harlem World Magazine, The Indypendent (May-June 2026). Corroborating preliminary-vote coverage; Mitchell broker attribution; Mamdani RGB appointment context; public-hearing coverage.
- Amsterdam News (May 14, 2026). Tenant-org and administration response to the preliminary vote. amsterdamnews.com
- HousingNY substack (May 2026). Landlord-side analysis of the May 7 preliminary vote and the NYAA testimony. housingny.substack.com
- The Real Deal (March 2024 and May 7, 2026). RSA-CHIP merger announcement; “RGB Vote Signals Rent Freeze Approval.” therealdeal.com
- Commercial Observer (September 2024) and Norwood News. NYAA launch coverage; CEO Kenny Burgos profile (former Assemblymember D-85 Bronx); RSA-CHIP merger close after AG Letitia James approval.
- Housing Justice for All, Sumathy Kumar succession announcement (January 2026). Kumar replaces Cea Weaver, who moved to direct Mamdani’s Mayor’s Office to Protect Tenants. housingjusticeforall.org
- Met Council on Housing, CASA New Settlement, ANHD (Barika Williams bio), Right to Counsel NYC Coalition, Open New York. Org leadership and 2026 RGB-cycle position confirmations. metcouncilonhousing.org; newsettlement.org; anhd.org/staff/barika-williams/; righttocounselnyc.org; opennewyork.org.
- Friedman Vartolo LLP and The Habitat Group. Order #57 legal analysis, 5-4 vote, lease term mechanics. friedmanvartolo.com
- BBGLLP and Kucker Marino Winiarsky & Bittens. DHCR Good Cause February 2025 notice analysis; FMR threshold table walkthrough; coverage-test mechanics.
- NYU Furman Center. Rent-stabilized profile; State of NYC Housing reports. furmancenter.org
- NYC Comptroller. Rent-stabilized vacancy analysis. comptroller.nyc.gov
Last updated: October 13, 2026. Official rent increase limits, voucher payment standards, and statutory exemption thresholds are updated as new determinations are issued. For our editorial standards and reporting principles, see About NYC Daily TL;DR; for our curation and verification methodology, see How we curate.
Footnotes
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NYC Rent Guidelines Board, 2026–27 Apartment/Loft Order #58, adopted June 25, 2026; guidelines for leases commencing October 1, 2026 through September 30, 2027. Checked October 13, 2026. ↩ ↩2 ↩3
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NYCHA, Voucher Payment Standards and Utility Standards, January 1, 2026 schedules and the July 1, 2026 ZIP-code exception notice. Checked October 13, 2026. ↩ ↩2 ↩3 ↩4 ↩5 ↩6
Frequently asked questions
How much can my landlord raise my rent in NYC?
It depends entirely on which of four cap regimes your apartment falls into. Rent-stabilized: 3% (one-year) / 4.5% (two-year) under RGB Order #57 for leases starting October 1, 2025 through September 30, 2026; on June 25, 2026 the RGB voted Order #58 a rent freeze (0% one-year / 0% two-year) for leases starting October 1, 2026 through September 30, 2027. Good Cause-covered market-rate: 8.38% (CPI 3.38% + 5%), per DHCR's 2026 notice dated as of May 4, 2026; last year's cap was 8.79%. The cap is presumptively reasonable, which means a landlord can exceed it only by justifying the increase in court. Rent-controlled (24,018 NYC units per 2023 NYCHVS): the lesser of the five-year RGB one-year average or 7.5% annually under DHCR Fact Sheet #22; the operative adjustment effective January 1, 2026 is 2.55%, well below the statutory 7.5% ceiling. HCV / Section 8: tenant pays roughly 30% of adjusted household income; NYCHA pays the gap up to the Payment Standard. Market-rate exempt: lease terms only, subject to RPL §226-c notice rules.
What is RGB Order #58 and what did the board vote?
RGB Order #58 is the annual NYC Rent Guidelines Board order setting the cap on rent-stabilized leases starting October 1, 2026 through September 30, 2027. On June 25, 2026 the board voted a rent freeze: 0% on a one-year renewal and 0% on a two-year renewal. It is the first RGB order to freeze two-year leases; the board froze one-year leases under Orders #47 (2015), #48 (2016) and #52 (2020), and #52 froze only the first year of a two-year lease. The final vote was 7-1, with Arpit Gupta, a public member reappointed by former Mayor Eric Adams, the only no; owner member Christina Smyth resigned in protest that day, before the vote. The order fulfills Mayor Mamdani's signature housing pledge; Mayor Mamdani's six February 2026 appointments gave the board its first tenant-aligned working majority in years. The preliminary vote on May 7, 2026 had adopted a range of 0-2% (one-year) and 0-4% (two-year), 7-1-1 with the dissent and abstention both from the two owner representatives; Chair Chantella Mitchell brokered that range after a tenant-aligned proposal of -3% to 0% / -4.5% to 0% and a landlord-aligned proposal of 3-5.5% / 6-8% both failed. Mamdani called the freeze "a historic victory for New York City tenants."
Is there a rent freeze in NYC in 2026?
Yes. On June 25, 2026 the RGB voted a rent freeze under Order #58: 0% on one-year renewals and 0% on two-year renewals, for rent-stabilized leases starting October 1, 2026 through September 30, 2027 (roughly 1 million apartments). It is the first RGB order to freeze two-year leases; the board froze one-year leases under Orders #47 (2015), #48 (2016) and #52 (2020), and #52 froze only the first year of a two-year lease. It fulfills Mayor Mamdani's signature housing pledge. A landlord lawsuit against the order is unresolved, and on September 24, 2026 the judge hearing it said the freeze stays in place from October 1 while the case continues. The May 7, 2026 preliminary vote had put the freeze on the table by adopting a 0-2% / 0-4% range. Mayor Mamdani's six February 2026 RGB appointments, led by Chair Chantella Mitchell (program director at the New York Community Trust; former city housing official), gave the board its first tenant-aligned working majority in years. The May 7 vote breakdown of 7-1-1, with the dissent and abstention both from the two owner reps, showed the freeze-eligible range had structural support beyond the Mamdani bloc alone.
What is the Good Cause rent cap in NYC for 2026?
8.38%. The statutory formula in Real Property Law §211 is the lesser of (a) 10% or (b) 5% plus the regional CPI for the prior calendar year. DHCR's 2026 notice, dated as of May 4, 2026, puts the New York-Newark-Jersey City CPI change for 2024 to 2025 at 3.38%, which produces the 8.38% cap. Last year's cap was 8.79% (CPI 3.79%, from DHCR's February 2025 notice). The cap is presumptively reasonable. A landlord can charge above 8.38% but must justify the excess in NYC Housing Court if a covered tenant challenges. The cap applies to increases on existing tenancies; starting rent on a new lease is uncapped. DHCR must publish the next CPI figure on or before August 1, 2027.
What was the previous RGB Order #57?
RGB Order #57 was voted June 30, 2025 by a 5-4 vote of the prior pre-Mamdani RGB. It set 3% for a one-year renewal and 4.5% for a two-year renewal on rent-stabilized leases starting October 1, 2025 through September 30, 2026. Rent-stabilized hotel units were frozen at 0% under the same order. Vacancy leases starting under Order #57 are also governed by the 3% / 4.5% guideline; HSTPA 2019 eliminated the statutory vacancy bonus, so no separate vacancy rate applies. For sitting tenants who paid preferential rent on or after the June 14, 2019 HSTPA effective date, the Order #57 percentage applies to the preferential rent the tenant actually pays. Order #57 governs through September 30, 2026; Order #58 takes effect October 1, 2026.
How does the NYC rent cap work if I'm on Section 8?
If you hold an HCV / Section 8 voucher, you pay roughly 30% of adjusted household income to the landlord, and the public housing authority covers the gap up to the Payment Standard for the unit size. NYCHA publishes separate January 1, 2026 schedules: a one-bedroom standard is $2,734 for a new rental or transfer and $2,762 at annual recertification. Since July 1, 2026, the standard schedule applies across ZIP codes for new rentals and transfers; the former ZIP-code Exception Payment Standards no longer apply to those transactions. NYCHA sets Payment Standards as a percentage of the local HUD Fair Market Rent (typically 90% to 110%; NYCHA has used 110% recently to widen accessibility). If the contract rent exceeds the Payment Standard, the voucher holder pays the difference, subject to the 40% affordability cap at initial lease-up. Check the current NYCHA schedule and utility allowance for your transaction before evaluating an apartment.
How does the rent cap work for rent-controlled apartments in NYC?
Rent control covers 24,018 NYC apartments per the 2023 NYC Housing and Vacancy Survey, the smallest of the regulated regimes. Eligibility: apartments in pre-February 1947 buildings where a tenant or qualifying successor has continuously occupied the unit since before July 1, 1971. NYS HCR / DHCR administers the Maximum Base Rent (MBR) and Maximum Collectible Rent (MCR) formula under Fact Sheet #22. MBR recalibrates biennially based on operating-cost data; the current cycle is 2026-27 per HCR's January 2026 publication. The MCR adjustment under HSTPA 2019 is the lesser of (a) the average of the five most recent RGB one-year guidelines or (b) 7.5% annually. The five-year average has been binding under HSTPA: the MCR adjustment effective January 1, 2026 is 2.55%, dramatically below the 7.5% statutory ceiling. Most coverage that publishes 7.5% as the rent-control cap is technically citing a ceiling that has not bound in the post-HSTPA era.
What if my apartment isn't covered by any of these caps?
Your apartment is market-rate exempt under at least one of three carve-outs: the building's certificate of occupancy was issued on or after January 1, 2009; your rent exceeds 245% of the local Fair Market Rent (per DHCR's notice dated May 4, 2026, the same in all five boroughs: studio $6,196, 1BR $6,505, 2BR $7,130, 3BR $8,928, 4BR $9,700); or your landlord owns 10 or fewer units statewide, counted at the natural-person level across affiliated entities under the LLC-shell rule. No statutory cap applies. The lease governs. Real Property Law §226-c notice requirements (30, 60, or 90 days depending on tenancy length) are the only structural protection at non-renewal. The 245% FMR threshold updates annually; the latest published DHCR notice is the operative one, and the next is due by August 1, 2027.
When does the next RGB cycle start?
RGB Order #59 (covering leases October 1, 2027 through September 30, 2028) begins its hearing cycle in spring 2027. The Price Index of Operating Costs lands in April 2027; the preliminary vote typically falls in late April or early May 2027; the final vote in late June 2027. The published hearing schedule will be at housingnyc.com. Other updates to watch are the DHCR Good Cause notice due by August 1, 2027, any new NYCHA payment-standard schedule, and DHCR rent-controlled MCR publications. Four caps move on asynchronous schedules; the daily briefing tracks each refresh window.
How do I challenge a rent increase that's above the cap?
Four enforcement paths, one per regime. Rent-stabilized: file a Rent Overcharge Application (Form RA-89) with DHCR's Office of Rent Administration; the lookback is six years under HSTPA 2019, and willful overcharge can produce treble damages. Good Cause-covered: raise the 8.38% cap as an affirmative defense in NYC Housing Court when the landlord files a holdover or nonpayment proceeding; it is not a DHCR complaint. Rent-controlled: file an MBR / MCR challenge with DHCR's rent administration unit. HCV: file a grievance with NYCHA or HPD depending on which agency administers your voucher. Market-rate exempt: no cap to challenge; the lease terms govern. Right to Counsel representation in NYC Housing Court has dropped to roughly 30% as of March 2025 (down from 71% in FY21); apply early through the Right to Counsel intake desk in your borough's Housing Court.